There are actual banks offering that much or more.“
Hmm not from what I’ve seen. Some have similar IF you maintain a pretty high balance.
https://www.bankrate.com/landing/savings/rates/?mf_ct_campaign=&pid=sem_savings_top&sortprods=&prods=&utm_source=google&utm_medium=cpc&utm_term=best%20savings%20rates&utm_cmpid=18422076944&utm_adgid=141694402725&utm_tgtid=aud-2061459882127:kwd-43279950&utm_mt=e&utm_dvc=c&utm_ntwk=g&utm_devicemdl=&utm_campaign=sem_savings_top