[proxy_user]

If you have 500 employees, and you have to issue payroll checks, you are likely to need a lot of money in your account.

[Romulus]

Payroll accounts are practically always zero balance.

[familyop]

"If you have 500 employees, and you have to issue payroll checks, you are likely to need a lot of money in your account."

Now imagine for a moment, the personalities and preferences of contemporary Silicon Valley employees.

[Mouton]

Yes there is a distinction between the stockholders who get wiped out and the users of the bank it’s customers.