We, spouse and me, started getting our personal finances under control in 2018. Part of that effort was creating a budget and sticking to it.
Over time we have eliminated almost everything we can live without, off the top of my head, close to $100/month, maybe more, just for stupid subscription services has been eliminated from our expense column. One of the first to go was Sirius XM, for 2 cars we thought we couldn’t live without we were wrong. I don’t care if I get a year for free I don’t need it.
Yep we tried to cancel, had them on the phone, they would not cancel, kept offering free stuff, they even did the “Let me turn you over to my supervisor”.
No thank you please cancel.
No thank you please cancel.
No thank you please cancel.
No thank you please cancel.
No thank you please cancel.
Finally they did cancel.