[FormerFRLurker]

The taxpayers pay the insurance premiums as well.

[so_real]

Exactly. And tax payers are asked for referendums at budget time to pay the excess insurance premiums. It's about time the tax payers learned how expensive "stupid" can be, and put an end to it. Quadruple those insurance premiums for all I care if that's what it takes for mom and pop to wake the hell up and remove the groomers from their schools.