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On the family level, when the Visa is maxed out, get the Discover card to pay Visa, next month when Discover bill comes you need to get a MasterCard to pay Discover. Next month no one will give you another card. I guess it's time to go buy more shit.
Went to HD, who said my auto-pay card was $17. past due. They wouldn’t take a payment in any form. I had $3,000. roofing ready to go. They offered a new card. I said, ok, but only $3,000. 90 seconds later I had a card with $8,000. available. This is the problem here. Yes, they are all paid off.