An EV is an extension of that mostly energy freedom -- allowing us to do all of our local driving practically free just like we power our home practically free (pulling 15% to 20% of our power from the grid). I admire your well though out and well implemented solutions. In your spot I would own an EV too. I'm guessing in the future when more of the kinks have been worked out - most of us will follow in your footsteps. For now - living in Florida with a back yard that ends at a salt water stream - not a chance...
If you decided to do like I did with solar, but not get an EV (for reasons you pointed out), I would still think twice and do a looootttt of homework with solar before you do. Conceptually, in Florida you're probably in a better spot than I am for solar. The thing is there's a line where how much solar and battery storage and inverter capacity you have is as much as you can do without running into the law of diminishing returns. Then there's researching federal and state regulations and the parameters when various regulations take effect (i.e. like if you decide to put power onto the grid to sell power and "make money" you wind up becoming a "power generator" with all the red tape that comes with it, as well as a monthly fee).
But if you pull it off you're in a sweet spot where the Dims' stupid control-freak energy policies don't impact your budget nearly as much.