Moon settlements are possible but they would have to be underground to protect from the elements you described.
Such underground structures could be built by robots with supplies put in place before humans arrived.
Imho that is what long term habitation of the moon will look like—whatever country is involved.
And DC generators could reverse polarity or apply a canceling AC charge field to equipment and personnel. Just one more operation critical system needed to be in place.
Business Insider is notorious for being wrong on a lot of subjects they cover.