[natalie227]

5 year fixed rate annuities are now over 6%. I am still waiting to jump in.

[Tell It Right]

One trend I'm watching is the S&P 500 is taking a loooonnng time (since it topped out 11 months ago in January this year) to drop 17%. Historically that usually means it has further to go (i.e. 49% drop starting March 2000 took 2 and a half years, 56% drop starting October 2007 took 1 and a half years). So I'm staying out too.

One way I made nice coin in 2020 is because I saw it drop 30% in 2 months. I was out expecting a 40+% drop, but in March when I saw that it had dropped quickly like it did in 1987 (dropping 30+% in a few months) I jumped back in to catch the rebound.

[gloryblaze]

Five years seems so long looking forward... but so dang short looking back.