It’s hard to look that far ahead at this point,too many variables.Too much can happen and likely will.
Local R. leadership - not too early to get involved. If not now, when?
Some variables
1. Stock market drops
2. Unemployment goes up.
3. FED Interest rates go to 7%
4. Housing market colepses like it did in Texas in 1984-87, or in the country in 2008