Its very easy to make digital transfers with Paypal...and others, tho I am unfamiliar with those.
The problem will be signing up enough vendors to provide a link to Gabpay on their sites.
The laundry room in my apartment building (120 units) recently contracted with a Paypal clone I never heard of.
The Paypal clone now has the EXCLUSIVE online payment contract. All the major credit and debit cards no longer work in the laundry room.
I assume the Paypal clone has given my landlord a very attractive transaction fee for exclusivity.
Previously, I would get 2% of my laundry charges refunded by Visa. Now, I assume that 2% is going straight to my landlord.
The Paypal clone is actually a debit card that works only via your cell phone. To use it, I need to fund an account with the Paypal clone. Both my bank or Visa would charge me a cash transfer fee every time I funded this thing.
I said F--- that noise!
Now, I go to my bank every couple months and buy rolls of quarters.
I have not used quarters since the last century. I will keep using them until this Paypal clone goes out of business!