This is written in a way that even if you just have an account, they can fine you $2,500 if a post or text message comes to their attention.
This is illegal.
As to illegality, most of BeijingBiden’s activities are, too. But, that no longer matters.
PayPal will re-define improper speech any time it needs a $$ influx. Convenient.
Surely no one parks $$ in a PayPal account?
If they threaten those who use their service to pay with, then hopefully someone will sue their asses off.