Retirement is not for the faint of heart. I retired at 61, two months short of early retirement. Had two TSA, one of 100,000 another 23,000. A teacher pension of 3400 a month and a future 1400 per month of social security starting in three months. Also was blessed with good heath accumulating over 200 sick day ( could only collect on 120 of them) I’m in good shape and have been able to help some of my family member.
I’m 78 and still work full time. I don’t see the fascination with retirement. It will just lead to boredom. After all how much television can you watch? Besides I want to end up with a C8ZR1, and you can’t afford those on SS and pensions.