Sounds like you are doing it right.
Yeah, but just imagine the subterfuges, work-arounds, and evasions I've had to resort to to circumvent the all the burdens imposed upon expats, after the Patriot Acts were ratified!
Foreign banks won't touch U.S. depositors with a 10-ft pole! U.S. investment houses want nothing to do with expats!
"We don't want to hire a new employee whose sole duty will be to fill out all the forms which the U.S. govt. forces us to submit!"
Regards,