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In A Reversal, The Education Dept. Is Excluding Millions From Student Loan Relief
LAist ^ | 9-29-22 | Cory Turner

Posted on 09/29/2022 2:14:19 PM PDT by Brookhaven

In a remarkable reversal that will affect the fortunes of millions of student loan borrowers, the U.S. Department of Education has quietly changed its guidance around who qualifies for President Biden's sweeping student debt relief plan.

At the center of the change are borrowers who took out federal student loans many years ago, both Perkins loans and Federal Family Education Loans. FFEL loans, issued and managed by private banks but guaranteed by the federal government, were once the mainstay of the federal student loan program until the FFEL program ended in 2010.

Today, according to federal data, more than 4 million borrowers still have commercially-held FFEL loans. Until Thursday, the department's own website advised these borrowers that they could consolidate these loans into federal Direct Loans and thereby qualify for relief under Biden's debt cancellation program.

On Thursday, though, the department quietly changed that language. The guidance now says, "As of Sept. 29, 2022, borrowers with federal student loans not held by ED [the federal Department of Education] cannot obtain one-time debt relief by consolidating those loans into Direct Loans."

(Excerpt) Read more at laist.com ...


TOPICS: Business/Economy; Government
KEYWORDS: bank; load; student
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Bottom line: if you write a check each month to the federal government to pay off your loan, you are still eligible.

If you write a check to a commercial bank, you are NOT eligible for loan forgiveness.

About 4 million voters Biden was hoping to buy off in the fall election are now mad as hell.

1 posted on 09/29/2022 2:14:19 PM PDT by Brookhaven
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To: Brookhaven

Awesome!


2 posted on 09/29/2022 2:15:33 PM PDT by Toddsterpatriot (TANSTAAFL)
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To: Brookhaven

bttt


3 posted on 09/29/2022 2:16:00 PM PDT by Pajamajan ( PRAY FOR OUR NATION. Never be a peaceful slave in new Socialist America.)
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To: Brookhaven

” Indian Giver!!”


4 posted on 09/29/2022 2:17:19 PM PDT by lee martell ( , )
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To: Brookhaven

I guess when you just make things up when you go, and are doing things completely outside of any legal framework, it is hard to apply the rules, or know what the rules are, or even know if there are rules.


5 posted on 09/29/2022 2:19:50 PM PDT by The Free Engineer
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To: Brookhaven
Multiple legal experts tell NPR the reversal in policy was likely made out of concern that the private banks that manage old FFEL loans could potentially file lawsuits to stop the debt relief, arguing that Biden's plan would cause them financial harm.

Six states just sued to Gov’t using this argument as harm … (in my Paul Harvey voice), ‘and now we know, the rest of the story’

6 posted on 09/29/2022 2:22:51 PM PDT by 11th_VA (XX < > XY)
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To: 11th_VA

Someone else is suing arguing that the loan forgiveness would saddle him with an immediate tax bill he cannot pay.

You must pay taxes on any forgiven debt in most states.


7 posted on 09/29/2022 2:25:01 PM PDT by Brookhaven (Ted Cruz said Jan. 6 was terrorism; don't forget that the next time you vote.)
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To: Brookhaven
Is anyone currently paying off their student loans?

I thought Covid forbearance on student loans had been extended to the end of 2022.

8 posted on 09/29/2022 2:29:06 PM PDT by Angelino97
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To: lee martell

Gotta love the gubmint... giveth with one hand, take back with the other!

“There’s a sucker born every minute!” - P.T. Barnum


9 posted on 09/29/2022 2:33:48 PM PDT by FiddlePig (The greatest threat to our sacred liberty is to not value it!””)
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To: Brookhaven

I did not know that. Thank you!


10 posted on 09/29/2022 2:35:23 PM PDT by MarMema (No bugs for consumption)
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To: Brookhaven

Lucy Van Pelt FTW!!


11 posted on 09/29/2022 2:35:54 PM PDT by kiryandil (China Joe and Paycheck Hunter - the Chink in America's defenses)
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To: lee martell

racist :)

don’t you know its “first persons giver”

/s


12 posted on 09/29/2022 2:38:29 PM PDT by TexasFreeper2009
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To: Angelino97

Smart people would keep making at least the same payment they were. With no interest being charged, they could’ve made a nice dent in their loans.


13 posted on 09/29/2022 2:45:45 PM PDT by Betty Jane
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To: Brookhaven

I’m surprised they didn’t hold off until 9 November.


14 posted on 09/29/2022 2:48:49 PM PDT by Billthedrill
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To: Brookhaven

Forget those poor souls!

Us poor suffering taxpayers, who will have to payoff these non-performing student loans ARE REALLY PISSED OFF!

Way to go, Joe! Keep it up and keep pissing us off!


15 posted on 09/29/2022 3:03:18 PM PDT by Taxman (SAVE AMERICA!)
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To: Brookhaven

I graduated from Stanford 2007. I took part time jobs, was on half-scholarship due to athletics and never asked money from my parents. The new gen these days are effing weak and irresponsible. I took the Pell Grant only as a “just in case” insurance but paid it back quickly, and was debt free within the year after graduation.


16 posted on 09/29/2022 3:28:49 PM PDT by max americana (Fired leftards at work since 2008 at every election just to see them cry. I hate them all.)
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To: Brookhaven

Eh. Bidet will wave his magic diaper and fix this.


17 posted on 09/29/2022 3:33:47 PM PDT by dynachrome (“We cannot save Ukraine by dooming the US economy.” Rand Paul)
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To: TexasFreeper2009

lol!


18 posted on 09/29/2022 4:04:48 PM PDT by lee martell ( , )
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To: Brookhaven

Classic. These bumblers would F* up a wet dream.


19 posted on 09/29/2022 4:23:01 PM PDT by hinckley buzzard ( Resist the narrative.)
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To: Brookhaven
Now just tell the rest of the deadbeats the same thing!


20 posted on 09/29/2022 5:54:01 PM PDT by ProtectOurFreedom (“I used to be nothing but a Deplorable Clinger, but I've been promoted to Brigadier Ultra-MAGA”)
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