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Geico must pay $5.2 million to woman who got HPV from sex in man's insured car, court rules
nbcnews ^ | 06/10/2022

Posted on 06/10/2022 5:26:43 AM PDT by devane617

Geico must pay a Missouri woman $5.2 million after she caught HPV from unprotected sex with her then-boyfriend in his insured automobile, a state appellate court ruled.

In an opinion published Tuesday, the Court of Appeals for the Western District of Missouri affirmed the multimillion-dollar payout against the insurance company, best known for its ubiquitous TV ads that frequently feature a talking gecko.

The woman — identified in court papers only as "M.O." — said that she "engaged in unprotected sexual activities in Insured's vehicle" in November and December 2017 and that he "negligently caused or contributed to" her catching the human papillomavirus (HPV), a common sexually transmitted infection, court papers said.

After Geico turned down her claim, M.O. took the matter to an arbitrator, who found in her favor before a court affirmed the $5.2 million judgment, the appeals court said.

Geico appealed, claiming it never had a chance to contest the claim.

"But GEICO did have the opportunity to participate and defend its interests — including the ability to challenge liability and damages — by entering a defense of Insured," according to the appeals court opinion, which put the word "did" in bold italics.

(Excerpt) Read more at nbcnews.com ...


TOPICS: Culture/Society; News/Current Events
KEYWORDS: lizard; postedseveraltimes; search
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To: devane617

What the actual hell.

She should have also sued America. It occured here, right?


21 posted on 06/10/2022 5:59:46 AM PDT by Lazamataz (The firearms I own today, are the firearms I will die with. How I die will be up to them.)
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To: RWGinger

What crap this is!

If using the same logic I am in my car and shoot my best friend because I am drunk and stupid he gets to sue my car insurance company if he survives?

The real absurdity of this is that the court even took the case and the judge did not throw it out. Which is a comment on the legal profession. Come to think of it, hookers are professionals but they earn an honest living.


22 posted on 06/10/2022 6:05:35 AM PDT by cpdiii (CANE CUTTER-DECKHAND-ROUGHNECK-OILFIELD CONSULTANT-GEOLOGIST-PILOT-PHARMACIST)
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To: devane617

I hate the Gecko/Geico commercials. But...

Since I hate the Liberty Bibberty commercials even more...I’m gonna cut Geico some slack.


23 posted on 06/10/2022 6:08:22 AM PDT by moovova
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To: devane617

The fine print in a policy just became a war and peace book.


24 posted on 06/10/2022 6:10:24 AM PDT by RushingWater (Thank God for no more mean tweets, it's worth 20% inflation. )
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To: moovova

I generally hate the Liberty Mutual commercials also, I will say this one cracked me up:

https://www.youtube.com/watch?v=1yq9NsSqVBE

Minions always crack me up!


25 posted on 06/10/2022 6:12:26 AM PDT by mad_as_he$$
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To: karatemom

” I wonder what my options are.”

It depends.

Were you in a Holiday Inn Express hotel room? They’ve got deep pockets...not to mention those WONDERFUL cinnamon rolls on their breakfast bar. Maybe they’ll float you $5.2 million AND a year’s supply of cinnamon rolls.

Getting pregnant (or the clap) in a hotel room? Think how many lawsuits there could be...


26 posted on 06/10/2022 6:16:28 AM PDT by moovova
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To: devane617

Home owners insurance, hotel insurance, city park insurance, airline insurance...


27 posted on 06/10/2022 6:16:28 AM PDT by heartwood (Someone has to play devil's advocate.)
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To: Cen-Tejas
For sheer stupidity, this ruling tops the “hot coffee” spill years ago.

GMTA. Exactly what I thought when I read the headline.

28 posted on 06/10/2022 6:18:35 AM PDT by usconservative (When The Ballot Box No Longer Counts, The Ammunition Box Does. (What's In Your Ammo Box?))
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To: devane617

We’ll all pay for this in our insurance premiums. That’s how insurance works — the insurance companies have to charge premiums based on their risk of a payout.


29 posted on 06/10/2022 6:18:44 AM PDT by Alvin Diogenes
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To: mad_as_he$$

Yes...that one is a hoot. One of their newest ones, I think.

It’s really the guy and the emu that torque me. The Liberty Biberty guy was funny the first 35 or 40 times I watched it.


30 posted on 06/10/2022 6:22:48 AM PDT by moovova
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To: devane617

Damn creative attorney.


31 posted on 06/10/2022 6:27:00 AM PDT by yldstrk (Bingo! We have a winner!)
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To: cdcdawg
He could probably make more than enough to buy a nicer car marketing those skills.

They never showed her picture, so I reserve judgement on his marketing skills, or state of mind.

32 posted on 06/10/2022 6:31:21 AM PDT by PGR88
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To: Vaquero

GEICO is a flagrantly WOKE Corp.

Maybe something like this will make management wake up to the utter implosion of the nation.


33 posted on 06/10/2022 6:34:59 AM PDT by BrexitBen
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To: devane617

I wonder if Farmer’s insurance can add this to their commercials? 😆


34 posted on 06/10/2022 6:36:59 AM PDT by Brown Bag Special (Trust but VERIFY)
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To: Vaquero

Spot on. Shame on any attorney who brings such a frivolous suit to court. They CARE NOT that insurance has become almost unaffordable to those on fixed incomes and even those of us nearing the end of our working life. Between our monthly property taxes in Texas and our insurance for property and umbrella, it’s almost all my social security monthly check.


35 posted on 06/10/2022 7:05:32 AM PDT by YouGoTexasGirl ( )
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To: moovova

Emu comes on, channel gets changed, is the rule around here.


36 posted on 06/10/2022 7:06:15 AM PDT by mad_as_he$$
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To: devane617

Unbelievable. Well maybe not in this day and age.


37 posted on 06/10/2022 7:37:15 AM PDT by gattaca
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To: devane617

The cuntry has gone full retard.


38 posted on 06/10/2022 7:48:52 AM PDT by Lockbar (Hate has no home in my house. It just rents space in my attic.)
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To: devane617

If I’m reading the article correctly - it appears GEICO may have lost this by not putting up their own defense to contest it and by failing to do so essentially had a default judgment against them...not because they were ruling the policy should have covered it - though the information is rather succinct in this article and looks like they were going for an unusual headline / story vs. what actually transpired.


39 posted on 06/10/2022 7:53:21 AM PDT by Republican Wildcat
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To: devane617; woodpusher; Nero Germanicus
Geico must pay $5.2 million to woman who got HPV from sex in man's insured car, court rules

More evidence for the "Courts are stupid/insane" category.

40 posted on 06/10/2022 8:01:46 AM PDT by DiogenesLamp ("of parents owing allegiance to no other sovereignty.")
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