[Engedi]

After Michigan changed from no fault to regular insurance, my auto carrier suggested we get a 1M umbrella because people were going to select cheapest insurance and they could sue you, take your house, any money you have should you have an accident with one of the low insurance people and they get injured, die, etc. We took his advice.

[Yo-Yo]

After Michigan changed from no fault to regular insurance, my auto carrier suggested we get a 1M umbrella because people were going to select cheapest insurance and they could sue you, take your house, any money you have should you have an accident with one of the low insurance people and they get injured, die, etc. We took his advice.

We've always had a $1 million umbrella policy on our homeowners' insurance. We upped it to $5 million after the law changed.

As this story shows, $1 million ain't what it used to be in terms of lawsuits.

[DiogenesLamp]

After Michigan changed from no fault to regular insurance, my auto carrier suggested we get a 1M umbrella because people were going to select cheapest insurance and they could sue you, take your house, any money you have should you have an accident with one of the low insurance people and they get injured, die, etc. We took his advice.

I would prefer that everyone simply understood that driving on the road is a risk of possible death or severe injury and that if they chose to do so, any tragedy they suffered would be on their own head. (barring deliberate injury of course.)