That’s a big drawback of overloading a small ship with missiles: even a small hit can cause detonation of munitions or propellant stored on board. The ship sinks itself.
“That’s a big drawback of overloading a small ship with missiles:”
Not a small ship. Longer than the USS Arizona. Narrower and lighter.
Designed to go in harms way and do maximal damage to the enemy. So there’s that.