Looked it up on Zillow. NJ appears to have very high costs for homes.
I imagine these first time home buyers are probably strapped for cash for awhile after closing, etc. The homeowner insurance may have a hefty deductible too.
Two vehicles in a short amount of time I’m sure has done a number on the place!
One of the FR posters has it right - place some granite boulders out by the street. Take a look at the overhead view.....
The owners homeowers coverage will have a deductible but the owners will be able to collect on a first dollar basis from the drivers’ liability car insurance.