“My 401K has been suffering under the Biden admin.”
You really need to get a new financial planner if that is the case.
I have many mutual fund accounts and they have all done 22-30% on average.
My wife has a Morgan Stanley account and it did 44% last year.
In my investments outside my 401K (IRA, Roth IRA, and taxable accounts) we got a 55% return.
Be easy on him. He’s ain’t called BipolarBob for nothing.