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You got it wrong as well:

40% MORE of their policy holders in that age group, not 40% of the age group.

134 posted on 01/02/2022 9:46:23 AM PST by Don W (When blacks riot, neighbourhoods and cities burn. When whites riot, nations and continents burn.)

Well pardon me for not being precise enough for your satisfaction.

154 posted on 01/02/2022 10:36:45 AM PST by philman_36 (Pride breakfasted with plenty, dined with poverty and supped with infamy. Benjamin Franklin)

"40% MORE of their policy holders in that age group, not 40% of the age group."

That's a legitimate point, but I would expect the rate for non-policy holders to be higher. Why? Because these are group policies for employed workers or people who retired and stayed on the company policy. I would think they would be likely to enjoy better health than uninsured or unemployed people. (If a company offers life insurance, it usually offers a health benefit.) Even if this isn't true, why would the uninsured and/or unemployed have a LOWER death rate?