[Abathar]

"Many rewards cards have no annual fee, and the only hurdle is whether one has a good credit score. There are millions of high earners with poor credit scores, and millions of middle-class people with excellent scores."

Ding Ding Ding! A good credit score. THAT is what this whole thing is about. Why should people who won't pay the cards back be denied access to them? That is both racist and an attack on those who don't have the means to keep a job and have a steady income.

If they had their way this would turn directly into the housing market scam of a decade+ ago, You couldn't deny a person their McMansion on their McDitch digging income, and now they will want to have guaranteed access to low interest credit despite a worthless credit rating. Just watch, this is what the solution to this will be they will want to implement costing the creditworthy people even more.

[joe fonebone]

Dude..
ditch diggers make BIG money.... union workers and all..
I was a ditch digger when I turned 18 just out of high school...
Made more money than my dad, who was an engineer..

[Vermont Lt]

Good credit score is code for Old White Guys. //sarcasm