Yes, no penalties. But, I was hoping to wait until 2025 to retire. I would get twice as much via my govn retirement, and SS would pay out over $2000 a month. While I wouldn’t be living high on the hog, I would be comfortable, and that’s all I ask.
I’m guessing you’re around 60 y/o?
Maybe double dip as a contractor...
“Yes, no penalties.”
As I stated before, try to drag it out until you are 62. In my case, my FERS retirement is 1 X my high 3 average before age 62, retiring after 62 it bumps up to 1.1.