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This is not new. Has happened before. Fairly regular occurrence. The real problem is the way the Navy continually reinvents it's admin support systems. The PSD/CSD system worked. However, by the end of the war (from my experience) they were staffed with a lot of civilians as the Navy reduced certain uniform support rates. The detachments are expensive to maintain. Having been in the meetings at Millington as they discussed changes to Personnel support, the emphasis was on cost not efficiency. Even when we had fully staffed unit admin offices with multiple trained uniform personnel the problem as described still existed. Some E-5 or below decides they need a spouse. But, has no savings and high interest loans on a gaming system, computer, car, BS loan from Navy Fed (they are convinced to take while in Boot Camp), or all of the above. Marries and expects the Navy to get him his allowances by the next payday or he will be forced to use his high interest rate credit card to pay bills. Why, because the majority of his pay is already going out in payments. I believe the expression is, “piss poor planning on your part does not constitute an emergency on my part.”