RE: 99% effective if you do nothing.
I don’t think being infected with Covid is 99% effective in preventing hospitalization.
That 99% ( actually 99.3% ) is the SURVIVAL rate ( including those who were hospitalized ).
Bottom line is we don’t want our hospitals swamped with Covid patients.
A stoudt batch of heroin or a pile-up on the interstate overwhelms hospitals these days.
Their business model was reshaped by insurance companies into purely outpatient scheduled services. Five times the patients thru-put with no admissions.
We aren't prepared for a disaster bigger than a popcorn fart.