$1k at birth was my idea. No withdrawals until age 59 and 1/2. Put it in the S&P 500. Watch it grow. Ones mind think will develop different. If the owner commits a crime their payday will get penalized. They’ll rethink college, perhaps go to trade schools. Allow contributions throughout life and let them make the 50-50 stock/bonds choice at age 50. People who don’t care to work will not want to talk about everyone’s favorite subject-account balance. ‘you got a little one’. Get it?
I can’t find where in the Constitution your plan is authorized. Could you please direct me to the relevant text?