This is one of the dumbest, most out of touch articles I have read in a while.
You think your virtual government is going to protect you from the Chinese army or drug cartels? Really?
You think that Virtual Governments operating like insurance companies have your best interest at heart and will never abuse their customers. When they do who are you going to turn to for redress?
Threaten to leave? They will take your money first and won’t care if you leave.
Author also seems to think that Information cannot be controlled. It is power and it can be amassed.
Sound to me more as though the U.S. were morphing into a "virtual govt."
Regards,