[PapaBear3625]

Luck as a thing is nonsense, it is defined as a low probability outcome...if you do not prepare and develop the skills, success (however you define it) it unlikely.

I've heard "luck" defined as what happens when the prepared see an opportunity.

In my younger days I saw several opportunities slip by because I was an unprepared fool.

[redgolum]

You mean risk.

I have a lower risk tolerance than some. So my highs are not as high but my lows are no where NEAR the lows.

I also work.

“Luck” in this case means being born so rich you never have to work.

A lot of second generation rich that I know feel so guilty about it, they try to tear themselves and everyone else down.