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“Over half of that money is in long term treasury funds to make money when the stocks crash.”

With normal to low inflation that works. This time it may not work out so well, other than the short term.

To be specific, I use it more of an active investor strategy (I define as holding for months, maybe years) than as a trading strategy. For example, last year I was expecting a long/drawn out downturn like the Oct 2007 to March 2009 downturn (a year and a half) or the March 2000 to fall 2002 one (two and a half years). IMHO that's more of a active investing strategy than a trading strategy.

Of course, when I saw the S&P 500 crash 30% in a month (Feb to March 2020) it reminded me of the 1987 flash crash, which lasted only a few months (I'm not talking about the one day crash, but the broader 30+% over the fall months of 1987 that Black Monday was part of). So I made nice return on the way down and nice return on the way back up (from March on).

I made 55% last year in mutual funds, most of it in Roth accounts growing tax free. One of the reasons I'm out of the market again now is I'd like to hold onto those awesome gains.