[Sgt_Schultze]

As a reminder of who exactly is to blame for that HUD fiasco . . .

https://www.villagevoice.com/2008/08/05/andrew-cuomo-and-fannie-and-freddie/

[polymuser]

And going further back, CRA:

The Community Reinvestment Act was enacted in 1977 (by D House, D Senate and D President Carter). Congress found that banks have an obligation to help meet the credit needs of their local communities, including low- and moderate-income neighborhoods.