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Heck, they'll go after you for structuring if the amount is under $10,000.

I worked at a rural bank and had to take the Fed security training. Pissed me off. They wanted us to flag cash deposits of a few hundred bucks if it was weekly. Don't remember concerns about withdraws. But I've only taken a few thousand out at a time. Not sure what would happen if I tried that weekly or monthly.

They wanted us to flag cash deposits of a few hundred bucks if it was weekly.

Wow. I never heard of such a thing. I thought they want to be told of deposits in the $8000-$9,999 range. But hundreds?! My wife often takes cash withdrawals of $4000 at a time, and sometimes deposits a couple thousand in cash. We like using cash rather than using credit cards. Of course, I accompany her as her guard so don't get ideas! Lately we've been using $100 bills more and more, and cashiers don't even blink as they hand us change. $100 bills are the "new" $20 bills. The Feds should stay out of everyone's personal business!