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I forgot I was on the internet. For every generalization, there is an exception. Lol.

I agree with you. I have a dunkin app as well. I hate Starbucks.

Honestly, every week I take $100 in cash out for incidentals. At the end of the week what’s left goes into my “secret cash fund” that I use for Christmas gifts for my grandkids.

For the past year I don’t think I’ve put less than $80 at the end of the week.

No one uses cash any more.

I guess Inshould have written that using Bitcoin specifically for retail transactions is slow and expensive. It would be like using a gold eagle. The cashier wouldn’t know what to do with it.

For something like buying a car or a home, or a capital expense that does not require immediacy it is much cheaper than wiring money.

I have a similar idea about putting money aside. Out of habit, I take $60 out of the ATM when doing my weekend errands. My wife expects to see that transaction and has it in the budget. So I use that extra money to get things I don't want her to know I'm buying. Like that bottle of premium liquor or that high end Yeti tumbler for said coffee that she would yell and scream at me for if she knew how much I paid for it at that sporting goods store.

Occasionally I'll use some of that money to get something for her so I'm not all bad!