You can pass all of these separate things in separate, stand alone bills - those the GOP Senate and the President agree on would pass on through, those they don't would be shot down. There is no reason for this standoff other than pure partisan politics.
I agree with you.
The Democratic leadership has already signaled they won’t pass anything that isn’t an absolutely massive boondoggle of a bill. If the Republicans in Congress were smart, they’d start putting up bills with direct payments to people and let the Democrats shoot them down again and again.
Pretty easy campaign ads when you say “I tried to give you thousands of dollars to help your family and these jerks wouldn’t let it happen because they hate you!”
Hopefully they don’t call that bluff though, because the last thing we need is more helicopter money being dumped into peoples’ laps. But it does make a great campaign issue.