I can hear it all now. “Comprehensive retirement reform”. “A secure retirement is a human right. “Common sense retirement reform”. “Quit balancing the budget on the backs of working class families”.
“Bold” “reform”
“Joe Biden’s retirement reforms are the boldest we’ve seen in generations”
https://www.marketwatch.com/story/why-a-joe-biden-presidency-would-help-older-americans-2020-05-29
This will be marketed by Joe Biden’s democrats as: “the stock market is way to risky for people to invest their retirements in” so, instead Joe Biden will manage it for you. Instead of getting 12-15% per year returns, which is quite possible, in Joe’s plan you will get 2%, with the 10-13% you would have earned going to Joe’s favorite groups of needy people.