My father in law parents children and grandchildren all got checks last time. Change to their incomes during the pandemic ? zero. DH and I got nothing. He retire in december and we have all our retirement $ invested - took a big hit and got nothing. Had to live off savings for a while to avoid taking money out of retirement fund when it was at it lowest. Fortunately we planned ahead and could do so. Point being we were the only ones in the family that took a bit and the only ones that got nothing.
Your retirement accounts should be either back to where they were or even slightly ahead.
Niece had her’s stolen by the POS she is trying to divorce, forged her name, DOPE addict. She reported to IRS not a thing happened. He beats his 15 yr old Duchenes MD son. Thief. Ex-Con she didn’t know about. Drugged out over a year now.