Given that the pierside tires holding the Bonhomme Richard away from the piers are igniting, I’d say that the ship is a constructive total loss. When the exterior of the hull at the waterline is so hot it ignites tires, the temperature inside the hull is ruining whatever equipment is inside as well as weakening the hull and frame.
Good thing everyone got out.
The article said the ship could burn for days and burn to the waterline.
That will weaken the hull.