Change all pensions to 401ks
They have, it’s the Thrift Savings Plan, about 1990 or so, everyone that has a pension will receive pension. Everyone hired after 1990 is Thrift Savings Plan, civil service and military time applies up to 1990, then Thrift Savings Plan retirement. I have 8 years military that applies, whatever percentage 8 years is of 30 years is what I receive of pension, the rest of my retirement is whatever I save in Thrift Savings Plan.