What gets me is this: the IRS says they will send your stimulus to the account where they sent your refund, ie, where they have your direct deposit information. I owed $17 and the IRS debited my account for that amount. Evidently, the IRS distinguishes between direct deposit and direct debit information. Something only a lawyer would appreciate.
I have friends who are in the very same situation. The IRS happily takes money away but direct deposit? Zilch. They already surrendered to accepting the stimulus paper check..