[lurk]

Avoid debt as much as you can. And if you owe, seek to get out of it like a coyote in a leg snare.

[PerConPat]

Amen...Avoiding debt, for some, is akin to avoiding the virus...the threat is everywhere... TV, the web etc. full of the bright shiny objects and lifestyles that bring "happiness and I guess all those things they've always pined for" (Waller).

Nothing torques me down harder than to see tax dollars go to bail out those who just couldn't live without things their incomes could not afford.