I used to be a small business owner, MOST are NOT sitting on millions in personal wealth, many have walked a financial tightrope for years and have nothing in reserves or even have a net negative financial position. Even those few who do have a personal fortune are not going to willingly pour it into a money losing operation. They will shut down and hope to live on their reserve capital.
I expect to see a drop in real estate followed by depression at best. I won’t even mention what less than the best looks like.
May I ask what is your personal net worth? How much of it was obtained running a small business.