Let’s ask some basic questions
Why are many Americans in such debt?
And, what enables so much debt? Shouldn’t bankers (or now, government) be worried about getting paid back?
For the marriage aged people from middle class households it would be student debts.
Everything is wildly expanses, insurance food, everything. Wages are flat and have been so because of LEGAL immigration and de industrialization.
How can you NOT get married?
How much money do you save owning a home?
Rent ALWAYS goes up. Your mortgage payment doesn’t.
High cost degrees with no chances of significant employment. Shouldn’t the universities have some responsibility?