I'm retired LE and retired military, including six years in the Marine Corps. Cowering while there is a threat in my home is not an option. I will always advance so that I am in a position to neutralize any threat inside my home.
Gung-ho tactics might be called for on the battle field or when police must chase down an active threat, but under the circumstances described in the article, the most PRUDENT course of action is to "cower".
It's your gunfight. I wish you success.