“Upshot: it’s not the police’s fault the home was damaged, it’s the criminal’s. If you want a police force, you have to assign their damage to the criminal. (Now, had police hit the wrong house, or did it for fun, certainly their responsibility.)”
The ruling was correct. It was not the police department’s fault. So the owner can sue the crook - lotsa luck with that one though.
“So the owner can sue the crook “
He already accepted the insurance.