You’re beating a dead horse here pal. She worked more than 8 hours per day in the summer and made more than $10 an hour. She also put the money in Vanguard Windsor II mutual funds. It’s over, she did it. Let it go man, it can be done.
Do the math. Show the numbers. She should of has ZERO money to invest. How much did she make? What did she do? The say the story is fishy. It’s BS.
You are not college educated, right? You don’t realize maintaining a decent GPA requires a lot of work. Very few ( nobody ) can work 40/week and do that. Maybe for one year but not for 4 years.
I asked my wife if she believed someone with no money, no support at all could work full time and graduate from university with no debt. I told her tuition alone for 4 years was $100,000. She is still laughing.