As bonds and CDs mature now in my retirement portfolio, there is really no incentive to renew them since they pay no more than Schwab money market rates, in most cases.
And, if I do look for something else, the long term rates are, in many cases, no more than the short term rates. So I have renewed 90 days CDs and little else.
17 posted on 09/21/2019 6:12:34 AM PDT by Vigilanteman
(The politicized state destroys aspects of civil society, human kindness and private charity.)