I needed radiation treatment and I was out of work and out of insurance. The hospital said no problem we will give you “charity care” to cover it. I went through procedure and months later I got the bill for a little less than $20,000. They said sorry but there was no money available so they in essence have said FU pay us. I now get threatening letters etc. etc.
I believe one of top, if not the number 1 cause of BK in the US, is medical bills...
That’s been constant for decades.