If Obamacare is struck down, wouldn't that simply mean that we revert back to when the law didn't exist? Wouldn't that mean that private insurers are again free to offer group policies based on risk pools?
-PJ
It does revert to pre-Obamacare, without requirements to cover pre-existing conditions, a return to caps on payouts, and all the rest. Insurance companies would be free to do business as they did before.