The same remedy would work for our modern epidemic of STDs, including AIDS. Let the people who can't keep their pants zipped up pay their own medical bills. The mortality rate would spike for a short period, but on the plus side, there would be a lot of new job openings in quite a few fields.
I like your approach. Slightly Darwinian, so the left would have to like it.
You could take this line of thought to any activity that someone finds unhealthy. How about let the people who eat meat pay their own medical bills! Still think its a nifty idea?