We can’t divorce this conversation from race and privilege,
Blacks also have worse records paying back credit card loans and making their car and home mortgage payments on time.
The only ‘white privilege’ involved in much of this is white parents telling kids to keep their word and pay their debts.
But making it worse, Universities ARE selling a product that's not worth what they're charging for it. They get away the scam because the press doesn't look into liberals ripping off the public... AND liberal government thugs are in on the scam.