[Zhang Fei]

[It is a crime to deliberately structure transactions to avoid reporting thresholds. ]

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It’s time to de-criminalize this. The thing with people, including cops, is that if you give them a hammer, they start seeing everything as a nail.

[CommerceComet]

It’s time to de-criminalize this.

I don't disagree with that but it is currently a crime and the bank employee either knew or should have known of structuring.