Cost of regulation partly to blame. “Start up” costs of first car, first home, etc., has risen steeply in relation to inflation.
Bigger part is that these folks spend their lives online. Who needs reality, especially when those parents still feeling guilty about daycare are willing to pay for it.
For all that stuff... How do illegals do it??? It sure seems a lot of ‘em own late model trucks—even if they are bought used!